Certificate of Deposit (CD) is designed for long-term deposits with fixed interest rates. You may choose specific terms from 3 months to 5 years. The fixed interest rate is applied until maturity, and your account will be automatically renewed with the interest rate determined at the time of maturity. The interest may be paid by either account credit or bank check. Minimum amount to open a CD account is $1,000.
Account Features and Benefits- The Fixed interest rate is applied until maturity
- The account will be renewed automatically with interest rate determined at the time of maturity.
- The interest can be paid by either account credit or bank check.
| CERTIFICATE OF DEPOSIT (CD) | IRA (INDIVIDUAL RETIREMENT ACCOUNTS) | HAPPY CLUB ACCOUNT | |
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| Description | CD is designed for long-term deposits. Specific terms are from 3 months to 5 years with fixed interest rates. |
IRA account helps you plan for retirement by taking advantage of deferred tax. |
Reach your financial goals by choosing target amounts and terms and making monthly installment deposits. At maturity, you will get both principal and accrued interest. |
| Minimum Deposit to Open | $1000 |
$1000 |
$1000 (Minimum Contract Amount) |
| Early Withdrawal Penalty |
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