With a Student Access Checking account, students can enjoy all the benefits that are offered to students only. There are no account maintenance fees, no minimum balance requirement, no ATM transaction fees that are charged by our bank, and zero-dollar opening requirement. For this account, incoming wire fees are waived twice a year (see below for detail). A debit/ATM card will be issued at the time of account opening. Plus, you can enjoy free internet banking and bill payment services.
Account Features and Benefits- No incoming wire fee from Korea twice a year (one for Jan.~Feb. & one for Jul.~Aug.).
- Free internet banking access including bill payment.
- No ATM transaction fee on our bank end.
- Instant Debit/ATM card issuance upon opening an account.
This account is available for a maximum of five years from opening, after which time the account may be converted to another checking product.
Proof of active student status is required.
| Dream Checking | Student Access Checking | Regular Personal Checking | Prestige Checking | |
|---|---|---|---|---|
| Description | Designed to provide more economical and simpler ways to bank with lots of benefits |
With a Student Access Checking account, students can enjoy all the benefits that are offered to students only. |
Well-suited for basic personal deposits and withdrawals with a variety of purposes and features. |
Designed for individuals aged 50 or older. This is an interest-bearing product with low minimum balance requirement. |
| Minimum Deposit to Open | $25 |
$0 |
$25 |
$50 |
| Transaction (ACH/Check) Fee | None |
None |
$0.20 |
None |
| Minimum Balance Requirement | None |
None |
$500 |
$100 |
| Monthly Service Fee | None |
None |
$10 |
$10 |
| Earn Interest | None |
None |
None |
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| Instant Debit/ATM Card |
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| Check Writing |
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| Internet Banking / Bill Payment |
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