Dream Checking account is designed to provide more economical and simpler ways to bank with lots of benefits. This checking account is an approved alternative to the NY Basic Banking account and NJ Consumer Checking account. There are no monthly minimum balance requirements, no monthly service fees, no per check fees, and no transaction limitations. The minimum required amount to open this account is $25. A debit/ATM card will be issued at the time of account opening. Plus, you can enjoy free internet banking and bill payment services.
Account Features and Benefits- No monthly service maintenance fee
- No per check or ACH transaction fee
- Free online banking including bill payment
- Instant Debit/ATM card issuance upon opening an account
Dream Checking is our alternative product for the NY Basic Banking and NJ Consumer Checking
| Dream Checking | Student Access Checking | Regular Personal Checking | Prestige Checking | |
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| Description | Designed to provide more economical and simpler ways to bank with lots of benefits |
With a Student Access Checking account, students can enjoy all the benefits that are offered to students only. |
Well-suited for basic personal deposits and withdrawals with a variety of purposes and features. |
Designed for individuals aged 50 or older. This is an interest-bearing product with low minimum balance requirement. |
| Minimum Deposit to Open | $25 |
$0 |
$25 |
$50 |
| Transaction (ACH/Check) Fee | None |
None |
$0.20 |
None |
| Minimum Balance Requirement | None |
None |
$500 |
$100 |
| Monthly Service Fee | None |
None |
$10 |
$10 |
| Earn Interest | None |
None |
None |
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| Instant Debit/ATM Card |
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| Check Writing |
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| Internet Banking / Bill Payment |
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