Regular Personal Checking account is well-suited for basic personal deposits with a variety of purposes and features. The minimum amount to open this account is $25. The monthly service fee will be waived if you maintain an average daily balance of $500 during the statement cycle. A debit/ATM card can be issued at the time of account opening. Plus, you can enjoy free internet banking access to check your account balance online.
Account Features and Benefits- Free internet banking access including bill payment.
- Instant Debit/ATM card issuance upon opening an account.
- $0.10 credit for every $100.00 average daily balance in the account at the end of the monthly cycle. The credit will be used to offset per check or ACH transaction fees. Earned credit expires monthly.
Your Monthly Service Fee may be waived by maintaining an average daily balance of $500.00 in the account for the monthly cycle.
| Dream Checking | Student Access Checking | Regular Personal Checking | Prestige Checking | |
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| Description | Designed to provide more economical and simpler ways to bank with lots of benefits |
With a Student Access Checking account, students can enjoy all the benefits that are offered to students only. |
Well-suited for basic personal deposits and withdrawals with a variety of purposes and features. |
Designed for individuals aged 50 or older. This is an interest-bearing product with low minimum balance requirement. |
| Minimum Deposit to Open | $25 |
$0 |
$25 |
$50 |
| Transaction (ACH/Check) Fee | None |
None |
$0.20 |
None |
| Minimum Balance Requirement | None |
None |
$500 |
$100 |
| Monthly Service Fee | None |
None |
$10 |
$10 |
| Earn Interest | None |
None |
None |
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| Instant Debit/ATM Card |
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| Check Writing |
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| Internet Banking / Bill Payment |
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